Ventra Capital provides the ability for wholesale investors to access fixed income style investments in the Australian non-bank lending market.
Secured investment opportunities in this alternative lending market have been difficult to access, however Ventra Capital works with a select group of non-bank lenders who have specialist origination and credit experience in their segments of the lending market.
The non-bank lenders specialise in areas including supply chain finance, invoice factoring, Research & Development tax rebate finance, legal disbursements funding and other secured business loans.
Since inception in December 2017, Ventra Capital has launched six separate fixed income investments with interest rates from 8.25% to 10.0% p.a. paid on a monthly basis. Maturity dates on these investments have typically been 1 – 2 years with an option for the investor to extend for an additional 1 year period.
Since the adoption of tighter capital adequacy standards in 2012, Australia’s major banks have reduced lending activity in many areas which has led to a funding gap now being filled by a number of specialist non-bank lenders.
Ventra Capital provides wholesale investors access to the non-bank lending market. We believe that the assessment of credit risk and detailed due diligence remain key in the consideration of non-bank lenders and their specialist areas of lending. We work with each lender to determine a funding structure which provides the required security and covenant package.
The overriding principal of Ventra Capital’s investment approach is protecting our investors’ capital while generating an attractive risk-adjusted return.
The directors of Ventra Capital often invest directly in Ventra Capital funds alongside external investors. To date, they have collectively invested at least 10% alongside investors across all Ventra Capital funds.
If you would like to know more or have questions about Ventra Capital’s private debt investment opportunities, please contact us.