A Resilient Market
- Aug 18
- 1 min read
Updated: Aug 18
Residential Lending Is Slowing. Business Lending Is Accelerating.
Residential lending activity continues to soften as higher interest rates, declining property values and cautious buyer sentiment weigh on the housing market*.
A major bank's B&PB division saw a 15% drop in home loan applications for June 2026 compared to the previous quarter, but business lending hit its highest since FY2021-22, indicating potential opportunities for brokers helping business borrowers*.
What This Means for Brokers
Despite lower mortgage activity, steady business lending shows persistent demand, giving brokers opportunities to help business borrowers with quick funding.
Ventra Capital Private's Perspective At Ventra Capital Private, we see businesses continue to seek funding for acquisitions, refinancing, bridging finance, working capital, or equity release.
As residential lending softens, businesses keep investing, and brokers diversifying beyond residential finance may capitalise on the opportunities.
Our focus remains on delivering reliable funding solutions for time-sensitive transactions where speed and certainty are critical.
Our Recent Settlements
$900,000 - Builder/Developer (2nd Mortgage) A 2.5-storey luxury housing project (5 beds with a pool) by Maroubra Beach seeks quick funding to complete subdivision, interior design, and rooftop garden landscaping, targeting a market listing in October - funded in 3 business days.
Need funding certainty for your next transaction?
In the current market, the question is no longer whether capital is needed, but rather where demand currently flows.
To assess an opportunity quickly, send us:
Borrower entity information (ABN/ACN)
Loan amount required
Purpose of funds
Exit strategy
Security property details
A clear deal summary allows us to provide an indicative position quickly and efficiently.
